OPM is the CCOB subject for the day!
When you have other people’s money you the blueprint to building a business. Its how the country was built and even the rich use other people’s money. If you looking for investment and some entity grants you funding, you should take the investment and place it in a financial institution and borrow against it. Why? If you lose a 100k then you make the payments on the money all while building your credit to borrow more and try something else but if you use your money then you lose the 100k all at once. So remember OPM is the way to go